Friday, December 7, 2012

Money Money Money

I haven't blogged in a while, but I need to vent a little. I know this blog is totally a downer, but it makes me feel better to write about what's bugging me.

I have wanted a Kitchen Aid mixer for a long time, and have been watching the prices. There was a good deal at Costco last month, so I decided it was finally time to go for it. I have a hard time spending money on myself, but I knew that our finances were looking pretty good so I went ahead and bought it.

Four days later my tooth completely broke in half. I had to get a crown which was $1000.

Then James' car needed to be registered, but first it needed a new windshield and tires. $500.

Then James got a new job which we are really excited about, but which doesn't pay for health insurance for me or the kids; we have to pay our own and go through James' work's group policy. (Which by the way my OBGYN doesn't accept.) I can't buy a personal insurance policy with any other company because I am pregnant, and pregnancy is a pre-existing condition. Insurance will be about $1200 a month for the next 4 months until the baby is born. (Plus a $4000 deductible and 20% of the bill in March) That is more than our mortgage payment. For the next 4 months.

As a side note, I know that I have a lot of friends who are die-hard republicans, but let me just say that if the Affordable Care Act (Obamacare) were totally in place, this wouldn't be a problem at all. It would be illegal for insurance companies not to sell me insurance because of my pregnancy. It is one of the main reasons that I voted for President Obama.

It is enough to make me seriously consider forgetting all about the insurance, and going into the back yard, bite on a stick, and squat under a tree to get this baby out.

Then our dishwasher started leaking water all over the place. I spent 3 hours yesterday taking it apart and cleaning it out, trying to see if I could fix the problem myself. No luck. The repair man came over today and charged me $55 to tell  me that it couldn't be fixed and that the whole thing needed to be replaced.

Within the next month there's Christmas, plus I have 2 kids with birthdays who have been promised friend birthday parties because I am a mean mom and only throw them every other year and we skipped them last year.

And because the pay schedule at James' new job is a little different than the one at his old job we are only getting one paycheck this month.

Maybe I shouldn't have bought the mixer.